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Landlord / Rental Property Insurance
Renting a property out is very different from living in it. Landlord insurance is built for rental risk — covering the building, liability, and lost rental income from an insured loss.
What it covers
- Rental dwelling structure
- Landlord liability
- Loss of rental income from an insured event (needs verification)
- Optional: legal expenses, malicious damage add-ons
FAQ
Can I keep my homeowner policy on a rented-out home?
Usually not. Owner-occupied home policies generally exclude rental use and a claim may be denied. A landlord policy is required. Needs verification.
The above is general information, not a quote or guarantee; items marked “needs verification” are governed by official rules / policy wording.
