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Home & Condo Insurance
Whether a detached house or a condo you live in, home insurance protects the structure, your belongings and your liability. Condo owners should mind how it fits with strata insurance.
What it covers
- Dwelling / rebuild cost coverage
- Personal property (furniture, electronics, valuables)
- Personal liability (e.g. someone injured at your home)
- Additional living expenses if your home is uninhabitable
- Personal condo coverage (complements strata insurance)
FAQ
My condo already has strata insurance — do I still need my own?
Yes. Strata insurance typically covers common areas and the building structure; your interior improvements, belongings and liability need personal condo coverage.
The above is general information, not a quote or guarantee; items marked “needs verification” are governed by official rules / policy wording.
